There is not any community information with regards to a "utmost hdb loan 480 29" because the numbers are most likely a specific address or interior reference. The most HDB financial loan amount of money is not really a set sum but is as a substitute determined by several factors, such as the Mortgage-to-Benefit (LTV) limit, the Home loan Servicing Ratio (MSR), and the applicant's age, profits, and fiscal standing. For new and resale flats, the utmost LTV is nearly 75% of the purchase price or valuation, whichever is decreased. The MSR makes certain that regular monthly property finance loan repayments tend not to exceed thirty% of the more info customer's gross month-to-month cash flow. An HDB personal loan has an desire price of 2.six% for every annum, pegged at 0.one% higher than the CPF Ordinary Account (OA) charge, and the maximum tenure is capped at twenty five many years or as much as the buyer's age of sixty five, whichever is shorter. To find out the utmost mortgage you may get, you will need to make an application for an HDB Bank loan Eligibility (HLE) letter.